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Membership of Equian for employees and students in the USA

Students in the USA holding grants from the Norwegian State Educational Loan Fund and students holding elective membership of the Norwegian National Insurance Scheme, together with certain categories of employees, may use the American insurance agent Equian (formerly Health Systems International, HSI).

Two young women
Foto: HELFO / MORTEN RAKKE

​Helfo and Equian have concluded a cooperation agreement. Expenses due to a medical condition are covered under the Norwegian National Insurance Scheme rules.

You must contact Equian personally to arrange to use their services. If you choose to use Equian, you have to use them for all of your healthcare expenses in the USA.

American Equian card for employees and students

​Students and employees who use Equian will be issued with an American card confirming their right to have their medical expenses covered.

Equian can be contacted 24 hours a day, 365 days a year. They can assist you in finding the right healthcare provider and can provide payment guarantees anywhere in the USA. You then avoid having to pay out of pocket if you incur large expenses due to a medical condition.

Fertility treatment is not covered

​Equian cannot be used for fertility treatment. If you go through with a course of fertility treatment you have to pay the cost yourself and then apply for reimbursement of your expenses from Helfo. Use this form:

«Claim for extended subsidisation of healthcare abroad 05-24.09» English

Send the application to Helfo, Postboks 2415, N-3104 Tønsberg, Norway.

Helfo advises readers that fertility treatments must comply with the Norwegian Act relating to the application of biotechnology in medicine in order for you to be entitled to subsidised treatment.

If you have any questions, please call 800HELSE (800 43 573)
Telephone number from abroad: ​
+ 47 23 32 70 30

To fill out the form:

  • Use a black or dark blue pen.
  • Use the form as the front, with attachments/receipts behind.
  • Attachments/receipts are to be enclosed using paper clips. Do not use glue, tape or staples.
  • Only original receipts are to be enclosed, and they must be legible.
  • Please include your signature.

Orthodontic work is not covered

​Equian does not cover expenses for treatment of irregularities in the teeth and jaws (orthodontic work). You pay any expenses out of pocket and then apply for reimbursement from HELFO's international office. Use this form:

«Claim for extended subsidisation of healthcare abroad 05-24.09» English

Send the application to Helfo, Postboks 2415, N-3104 Tønsberg, Norway.

In case of queries, contact 800HELSE (800 43 573) (from outside Norway: + 47 23 32 70 30).